Tool detail

ChatGPT

ChatGPT is the lowest-risk default when one subscription needs to span research, writing, meetings, ChatGPT Work deliverables, and Codex-backed workflow work instead of only the IDE. The operational distinction matters: Chat is conversational, Work is outcome-oriented, and Codex is for software development.

Powered by GPT-5.5 Instant · generalist · research · coding

Updated because: Budget Work as an agentic consumption surface and validate workspace eligibility, roles, enabled apps, allowed actions, and cloud-versus-local access before rollout. Do not assume an included chat seat grants every file-creation or desktop-control workflow.

Best for
Research • 10/10
Avoid if
Coding is better than general assistants used to be, but still not as IDE-native as Cursor.
Starting price
$20 /mo
Last verified: Aug 14, 202614 official sources

Watchlist

Track changes for this tool

Save the stack, monitor buying-impact changes, and turn the result into a decision memo.

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For individual buyers

What matters if you are paying personally

This reframes the tool from the seat-one perspective instead of the rollout or admin view.

For solo operators, ChatGPT is the widest one-seat answer when coding is only one part of the day and research or writing quality matters just as much.

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Why it wins

Why it wins and where it gives something up

This keeps the strongest buying arguments and the real trade-offs together before you move deeper into pricing or rollout detail.

Why it wins

  • ChatGPT now has a clearer self-serve ladder from Free to Go to Plus, which lowers the jump from casual use to a paid general-purpose AI seat.
  • ChatGPT Pro now has $100 and $200 monthly tiers, so heavy individual users can buy 5x or 20x more Plus-level usage without moving into a team workspace.
  • Bundling connectors and Codex into the same workspace lowers the need to buy a separate chat seat plus coding seat for every mixed-role team member.
  • Role-specific Codex plugins, annotations, and Sites shift Codex from a coding-only helper toward a workflow surface beyond coding for analysts, marketers, operators, and product teams.
  • At $20 per user per month on annual billing, ChatGPT Business is now materially cheaper than its $30 monthly path. The deciding variable for coding-heavy teams is no longer a fixed Codex-only seat: it is included allowance plus token-based credit consumption.
  • ChatGPT Work creates a third operating surface between Chat and Codex. It expands the case for a mixed-role workspace, but its Codex-aligned consumption, app permissions, and desktop local-access boundary mean it should be budgeted and governed as an agent, not marketed as unlimited chat.

Trade-offs

  • Coding is better than general assistants used to be, but still not as IDE-native as Cursor.
  • Enterprise pricing remains sales-led, so large-scale cost planning is less transparent.
  • The product surface is broad enough that teams need governance to avoid tool sprawl inside one workspace.
  • Work availability and access differ by surface, plan, workspace, and enabled apps; do not promise local-file or write access before validating desktop permissions and admin action controls.

Fit by segment

Which buyer shape this tool actually fits

Each segment card keeps the narrative and score spread together so buyers can see whether the tool stays broad or gets sensitive at rollout time.

Individual

10/10

Best use case: Research

For solo operators, ChatGPT is the widest one-seat answer when coding is only one part of the day and research or writing quality matters just as much.

Coding 9/10 · Research 10/10 · Meetings 7/10 · Automation 8/10 · Writing 9/10 · Customer service 6/10

Team

9/10

Best use case: Research

For teams, Business closes much of the gap between personal chat subscriptions and a governed workspace by combining admin controls, shared context, and connectors.

Coding 8/10 · Research 9/10 · Meetings 8/10 · Automation 8/10 · Writing 8/10 · Customer service 7/10

Enterprise

8/10

Best use case: Research

For enterprises, ChatGPT is strongest when leaders want one cross-functional assistant, but final enterprise buying still needs a sales conversation for final pricing and controls.

Coding 7/10 · Research 8/10 · Meetings 8/10 · Automation 8/10 · Writing 8/10 · Customer service 7/10

Pricing

Published plans and what they bundle

These cards keep the pricing story close to what a buyer actually gets at each level, not just the sticker price.

Free tier available · Paid from $20/mo

Free

$0 / month

$0 per seat / month on annual billing

Included models: GPT-5.5 Instant, GPT-5.6 Terra

  • Limited GPT-5.5 Instant access, with limited GPT-5.6 Terra access in Codex and ChatGPT Work
  • Limited messages, uploads, and image generation
  • Limited deep research and memory
Official pricing

Go

Custom quote

No annual price published

Included models: GPT-5.5 Instant, GPT-5.6 Terra

  • More GPT-5.5 Instant access plus limited GPT-5.6 Terra access in Codex and ChatGPT Work
  • More messages, uploads, and image creation
  • Longer memory and past-chat recall
  • Data analysis, search, canvas, and projects
Official pricing

Plus

Popular

$20 / month

No annual price published

Included models: GPT-5.5 Instant, GPT-5.6 Sol, GPT-5.6 Terra, GPT-5.6 Luna

  • GPT-5.6 Sol, Terra, and Luna with configurable reasoning effort
  • Expanded messages and uploads
  • Expanded and faster image creation
  • Expanded deep research and agent mode
Official pricing

Pro 5x

$100 / month

No annual price published

  • 5x more usage than Plus
  • GPT-5.6 Sol Pro and advanced reasoning access
  • Expanded file uploads, deep research, agent mode, memory, and context
  • ChatGPT Work for longer multi-step deliverables
Official pricing

Pro 20x

$200 / month

No annual price published

  • 20x more usage than Plus
  • Highest ChatGPT Pro usage tier
  • Maximum file uploads, deep research, agent mode, memory, and context
  • ChatGPT Work for longer multi-step deliverables
Official pricing

Business

$30 / month

$20 per seat / month on annual billing

Included models: GPT-5.5 Instant, GPT-5.6 Sol, GPT-5.6 Terra, GPT-5.6 Luna

  • Standard Business seats include a Codex usage allowance
  • Most Codex usage and purchased credits now follow a token-based rate card
  • ChatGPT Work for multi-step documents, analyses, presentations, and Sites across enabled apps and files
  • New Business workspaces cannot add Codex-only pay-as-you-go seats; existing Codex-only seats are unaffected
Official pricing

Enterprise

Custom quote

No annual price published

Included models: GPT-5.5 Instant, GPT-5.6 Sol, GPT-5.6 Terra, GPT-5.6 Luna

  • Everything in Business with expanded context windows and larger files
  • ChatGPT Work access is governed by workspace, role, and Enterprise Key Management eligibility
  • SCIM, EKM, analytics, domain verification, and role-based access controls
  • Custom data retention policies and data residency in ten regions
Official pricing

Evidence layer

Model lineup, benchmark signals, and API pricing

This section adds the concrete model and benchmark layer missing from verdict-only summaries.

Models

GPT-5.5 Instant

Context window
128,000 tokens

Available in: Free, Go, Plus, Pro, Business, Enterprise

GPT-5.6 Sol

Context window
1,050,000 tokens
Max output
128,000 tokens
Training cutoff
Feb 16, 2026

Available in: Plus, Pro, Business, Enterprise

GPT-5.6 Terra

Context window
1,050,000 tokens
Max output
128,000 tokens
Training cutoff
Feb 16, 2026

Available in: Free, Go, Plus, Pro, Business, Enterprise

GPT-5.6 Luna

Context window
1,050,000 tokens
Max output
128,000 tokens
Training cutoff
Feb 16, 2026

Available in: Plus, Pro, Business, Enterprise

Benchmarks

DimensionScoreModelMeasuredSource
Terminal-Bench 2.188.8%GPT-5.6 SolJul 9, 2026Source
SWE-Bench Pro (Public)64.6%GPT-5.6 SolJul 9, 2026Source
OSWorld 2.062.6%GPT-5.6 SolJul 9, 2026Source
Toolathlon58%GPT-5.6 SolJul 9, 2026Source
Agents' Last Exam52.7%GPT-5.6 SolJul 9, 2026Source

API pricing

ModelInput (per 1M tokens)Output (per 1M tokens)Documentation
GPT-5.6 Sol$5$30Flagship GPT-5.6 tier for coding, professional work, and long-running agents.
GPT-5.6 Terra$2.50$15Balanced GPT-5.6 tier for cost-sensitive professional and agentic workloads.
GPT-5.6 Luna$1$6Fastest, lowest-cost GPT-5.6 tier for scaled routines and subagents.
o4-mini$1.10$4.40Legacy small reasoning model, now succeeded by GPT-5 mini.

Recent deltas

Changes worth re-checking before purchase

Budget Work as an agentic consumption surface and validate workspace eligibility, roles, enabled apps, allowed actions, and cloud-versus-local access before rollout. Do not assume an included chat seat grants every file-creation or desktop-control workflow.

Aug 14, 2026high

ChatGPT Work creates a distinct outcome-agent surface between Chat and Codex.

ChatGPT Work handles longer multi-step deliverables across enabled apps and files, including documents, spreadsheets, presentations, reports, and Sites. Cloud Work is available through web and mobile, while desktop access to local files and apps needs permission. Its usage follows the same structure as Codex rather than an unlimited-chat model.

Budget Work as an agentic consumption surface and validate workspace eligibility, roles, enabled apps, allowed actions, and cloud-versus-local access before rollout. Do not assume an included chat seat grants every file-creation or desktop-control workflow.

Open tool change history
Aug 13, 2026high

ChatGPT Business annual pricing is now $20 per user per month, while Codex usage moves to a token ratecard.

OpenAI reduced annual Business pricing from $25 to $20 per user per month while monthly pricing remains $30. Codex usage and purchased credits now follow the token ratecard, and new Codex-only pay-as-you-go seats are no longer available for Business workspaces.

Business becomes a lower fixed-seat baseline, but coding-heavy teams must separately forecast token-credit consumption. Do not use the Business seat price as the complete Codex budget.

Open tool change history
Jul 11, 2026high

GPT-5.6 replaces GPT-5.5 across ChatGPT, Codex, and the OpenAI API.

OpenAI launched GPT-5.6 Sol, Terra, and Luna on July 9 with configurable reasoning, multi-agent and programmatic tool-calling paths, and API prices of $5/$30, $2.50/$15, and $1/$6 per million input/output tokens.

Teams should now model OpenAI as a three-tier GPT-5.6 family instead of a single premium flagship. Sol keeps GPT-5.5's flagship token price while improving agentic and computer-use performance; Terra and Luna create clearer cost-down paths for scaled assistants and subagents.

Open tool change history

Next reads

Comparisons connected to this tool

Use these routes when this tool is already on the shortlist and you need a side-by-side call.

FAQ

Questions buyers ask before they commit

These answers stay close to the pricing, rollout, and fit questions that come up most often during evaluation.

Next reads

Comparisons connected to this tool

Use these routes when this tool is already on the shortlist and you need a side-by-side call.

Features

What each plan unlocks

Features grouped by capability area, with plan availability so you can see what moves behind a paywall.

AI · 3

Deep research

Turns open-ended questions into multi-step research with citations and synthesis.

Available in: Free, Plus, Pro, Business, Enterprise

ChatGPT Work

An outcome-oriented agent for longer, multi-step work: it can research, analyze sources, and create documents, spreadsheets, presentations, reports, or Sites across enabled apps and files. Use Chat for fast conversation, Work for a deliverable, and Codex for repository and software tasks.

Available in: Free, Go, Plus, Pro, Business, Enterprise

Codex agent

Lets ChatGPT reason across codebases, related documentation, and role-specific Codex plugins from the same workspace; Business buyers should model the included allowance and any token-based credits separately.

Available in: Plus, Pro, Business, Enterprise

Integration · 2

Apps and connectors

Connects internal tools and cloud storage for grounded answers inside the workspace.

Available in: Business, Enterprise

Codex plugins and Sites

Packages apps, skills, instructions, workflows, and shareable Sites so teams can standardize Codex beyond software-only tasks.

Available in: Business, Enterprise

Security · 3

Work surfaces and permission boundaries

Work on web and mobile runs in the cloud; desktop Work can use local files and desktop apps only with user permission. Access, enabled apps, and actions remain constrained by the plan, workspace, admin policy, and role, so a deliverable agent should be piloted with explicit read/write boundaries.

Available in: Free, Go, Plus, Pro, Business, Enterprise

Codex usage and credit controls

Makes Codex consumption visible as token-based credits for most migrated plans, so heavy agent work can be budgeted by input, cached-input, and output-token mix instead of a simple request count.

Available in: Plus, Pro, Business, Enterprise

Business admin controls

Adds workspace controls, SAML SSO, and no-training defaults for business data.

Available in: Business, Enterprise

Collaboration · 2

Projects and shared projects

Keeps recurring work organized in project spaces before a team needs a fully governed business workspace.

Available in: Go, Plus, Pro, Business, Enterprise

Custom GPTs

Packages prompts, tools, files, and tasks into reusable workflows once teams move above the Go tier.

Available in: Plus, Pro, Business, Enterprise

Best lists

Where this tool already shows up in ranked recommendations

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Use this list when the purchase is an enterprise AI rollout, not a single-user assistant choice. It weighs permissions-aware retrieval, admin control, and whether the rollout needs to stay inside an existing enterprise suite standard.

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